SIP Calculator
Estimate how much a monthly SIP (systematic investment plan) in a mutual fund could grow to, with an optional inflation adjustment.
- Total invested
- Estimated gains
- Estimated value
- Value in today's money
Projection only. Returns are not guaranteed.
How it works
Each monthly investment is assumed to be made at the start of the month and to grow at a steady monthly rate (expected yearly return ÷ 12). Future value = M × ((1 + i)^n − 1) ÷ i × (1 + i).
Real mutual fund returns go up and down every year. The result is a projection, not a promise of what you will receive.
Frequently asked questions
Is the expected return guaranteed?
No. Mutual fund returns are not guaranteed. Use a conservative rate and compare a few scenarios.
What does the inflation-adjusted value mean?
It shows the future amount in today's money, so you can judge what it will actually buy.
Are fees and taxes included?
No. Fund fees and capital gains tax reduce the final amount.